SOLUTION
Financial Services
We support financial institutions to assess human rights and environmental risks across portfolios and lending activities, combining data-driven analysis with systematic verification to support responsible investment and lending.
THE PROBLEM
Financial institutions face growing human rights and ESG risk across portfolios and lending.
Financial institutions sit at the centre of capital allocation, but their investment portfolios, lending books, and client relationships can expose them to severe human rights, environmental, and governance risks. These exposures range from forced labour and land rights violations through to environmental harm, corruption, and conflict financing. Each can affect regulatory compliance and long-term value.
Practical due diligence for banks, investors, and lenders.
We adapt our approach to your needs, combining sector-specific data and systematic verification with deep financial services expertise to meet your regulatory responsibilities and build a lasting risk management strategy.
We support financial institutions to assess inherent and residual risks, understand adverse impacts, and evaluate the maturity of their responsible investment and lending practices. Our approach combines proprietary data analytics with systematic verification methodologies, delivering thorough yet pragmatic due diligence tailored to your business needs and regulatory requirements.
- Support banks and financial institutions to assess human rights and environmental risks across portfolios and lending activities
- Deliver pragmatic, ESG-focused due diligence informed by extensive experience across diverse sectors and geographies
- Provide clear, tailored reporting aligned with regulatory requirements and stakeholder expectations
- Help asset managers and institutional investors identify and mitigate human rights, social, and environmental risks linked to investee companies and projects
- Conduct client due diligence and enhanced due diligence (EDD) for high-risk sectors, jurisdictions, and transactions
- Support financial institutions in assessing ESG and human rights risks in M&A transactions, project finance, and syndicated lending
- Enable investment teams to understand and manage sector-specific risks across diverse portfolio holdings
Aseri is regularly asked to produce insight reports and data-driven research and analysis for a wide range of financial sector clients.
Our expert team of responsible investment specialists and data analysts have access to world-leading data insights which can help teams with:
- Informed decision making on complex topics using our in-depth data platform covering sector risks, geographic exposures, and emerging regulatory requirements
- Regulatory gap analysis to support internal compliance programs and help your risk teams understand alignment with requirements including CSDDD, mandatory HRDD legislation, and ESG disclosure regulations
- Develop inherent risk assessments and risk appetite frameworks for investment and lending activities
- Develop bespoke client and counterparty reports to understand potential risks, adverse impacts, and gap assessments against expected standards and sector benchmarks
Client and Counterparty Due Diligence - We deliver independent HRDD and ESG due diligence assessments of clients, investee companies, project sponsors, and counterparties across high-risk sectors. Our assessments include:
- Red flag evaluation for severe human rights abuses including forced labour, child labour, land rights violations, and corruption
- Inherent risk assessments using our proprietary risk framework, evaluating sector-specific risks, geographic exposure, business model vulnerabilities, and adverse impact likelihood
- Country and sub-national risk classification revealing province-level and district-level risk variation that national classifications miss
- Supply chain and operational risk verification
- Clear gap analysis and risk mitigation recommendations
Strategic Risk Advisory and Bespoke Reports
- Sector-specific inherent risk assessments for high-risk industries including extractives, agriculture, manufacturing, and infrastructure
- Comprehensive human rights and environmental risk profiling for portfolio companies and lending exposures
- Conflict-affected and high-risk area (CAHRA) assessments for project finance and direct investments
- Historical legacy issues and reputational exposure assessments
- Labour rights conditions and modern slavery risk exposure
- Risk integration into credit decisioning, investment analysis, and portfolio management
- Development of risk-based HREDD frameworks and priority action plans
We train investment and credit teams to understand human rights and environmental risks, build internal risk and compliance capacity, and deliver comprehensive HRDD training. Our specialists have extensive experience in financial sector ESG integration and have delivered training to institutions globally. We can:
- Train your teams in the human rights, environmental, social and governance risks present across sectors and geographies, and how to identify and assess inherent and residual risks
- Help your institution implement improvement actions needed to strengthen HRDD systems and close gaps identified during assessments and regulatory reviews
- Provide the tools and frameworks to enhance risk management in line with international standards, regulatory requirements, and responsible finance principles
- Build internal capacity for ongoing HRDD implementation and continuous improvement across investment and lending functions
THE SOLUTION
We turn complex financial sector risk into practical action.
We work with banks, asset managers, pension funds, private equity firms, and insurance companies to implement robust human rights due diligence and ESG risk management systems that meet regulatory requirements while strengthening investment performance and stakeholder confidence.
WHY OUR APPROACH WORKS
Data-driven. Bespoke. Strategic.
Whole-portfolio visibility
We connect the dots across lending, investing, and client relationships so risks do not fall through the gaps between teams, products, or asset classes.
Data-driven insight
We combine proprietary data intelligence with financial sector expertise to give you analysis that is specific to your circumstances, defensible to stakeholders, and usable in decision-making.
Compliance with performance
We treat regulatory compliance as a strategic advantage, helping you strengthen ethical practice, support responsible capital allocation, and build confidence with investors and regulators.